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March 3, 2015 • Headlines

An antique roller, which was used to prepare the ground to be planted, makes for a pretty yard decoration whatever the season. This photo was taken at the Chris and Mary Schmaltz’s home Sunday in Milan.
Jac-Cen-Del High School students Christy McNew and Jeremy Beverly review stocks online.
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Five local vets chosen for honor flight to DC

Cathy May

Five Ripley County veterans have the opportunity of a lifetime. They were selected for a trip to Washington D.C. on the Indy Honor Flight. World War II veterans Robert Day and Gene Snively, both of Osgood, and Korean veterans Bill Downey and Kenny Shaw, also of Osgood, and Floyd Hunter of Sunman will be taking the trip starting April 4. Robert Day said, “I am so honored to be chosen. I am very excited about the trip.”

Indy Honor Flight is part of the National Honor Flight Network. Their mission is “To transport America’s Veterans to Washington, D.C. to visit those memorials dedicated to honor their sacrifices.” According to volunteer guardian Rhonda Notter, “The Indy Honor Flight started in 2012. On the first trip we took 80 veterans, 50 in wheelchairs, to Washington D.C. To date we have transported 643 veterans to Washington D.C. The Flight in April will have 200 veterans from Indiana, of those more than 125 are World War II vets.

It all began in 2004 when an Ohio doctor and pilot took it upon himself to fly one of his patients to Washington D.C. to see the World War II Memorial. He asked one of his patients “Think you’d ever like to go and see the World War II memorial?”And that veteran told him, “I’d love to, but I don’t really have the money and my health isn’t too good either.” That’s when the doctor reminded him, “Not only am I a doctor, but I’m also a pilot.” So he flew that one veteran out to D.C. From that experience came the Honor Flight Program.

Notter said, “Each veteran is assigned a guardian for the trip. We see all the war memorials and lay a wreath at the Arlington National Cemetery. It is a long day for the veterans but one they will never forget. Being a volunteer for this organization is extremely additive.” Notter said there are still a few seats left for World War II veterans. If interested, you can still sign up at There is no charge for the veterans to take the trip. Everything is free.

Because Indy Honor Flight is a non-profit organization, they held a fundraiser on Feb. 28 at the Chip Ganassi Indy race shop where guests could meet the veterans and IndyCar drivers Scott Dixon, Tony Kannan and Charlie Kimball. Neal’s Funeral Home held a free event and featured a special movie at the Damm Theatre to promote the Indy Honor Flight late last year. This is where four of the local veterans signed up for the trip. Lila Neal said she is going to take Robert Day, Gene and Lorraine Snively to Plainfield, Indiana, on April 3 for a dinner. They will then stay overnight and be bused to the airplanes the morning of April 4. They will be in Washington D.C. for the day and then be flown back to Plainfield later that night. While on their way back to Indy, they will have “mail call” where they will open letters of gratitude. It’s a personal way to let veterans know that their sacrifices have not been forgotten. Each veteran will receive a packet including at least 40 cards and letters. Local folks, classrooms, churches, families are encouraged to write to these veterans.

The deadline is March 20. The address is Operation Mail Call, Indy Honor Flight #11, 9093 SSR 39, Mooresville, IN 46158. If you are writing to a friend or family member, please put the vet’s full name at the lower left corner of the envelope. If you don’t know a veteran, simple use Dear Veteran as your salutation. Do not date your letter. This is a surprise for the veterans! Also, people are encouraged to show up for the Operation Homecoming April 4 at Plainfield High School from 8 to 10 p.m. when the veterans return. This is a way to say thank you and welcome home the WWII heroes.

‘Buy, sell, trade!
Game shows real-life world of finance

Mary Mattingly

If a visitor happened to walk by a Jac-Cen-Del math class on a Friday afternoon, they might think they were in the middle of intense daily trading at the New York Stock Exchange instead of a school classroom in Osgood, Indiana. Consider what you would have heard: “We need to sell now! It has gone down two weeks in a row!” “ I think we should sell Nike. Buy Amazon!” “I bet Apple will hit a trillion (shares) with the new iWatch.”
Dave Huling at Jac-Cen-Del High School
Pictured left, Dave Huling charts how much $2,000 in Apple stocks would go for today, considering it split many times.

These comments come from 6th grade “stockbrokers,” half the size of their adult counterparts, but just as enthusiastic about trading stocks and making investments. It’s all part of a weekly investment lesson called The Stock Market Game. Retired JCD economics and business teacher Dave Huling comes every Friday to two classes at Jac-Cen-Del to teach them how to make their money work for them. In the morning he’s at Matt Inman’s high school economics class and in the afternoon, at Chad Pindell’s 6th grade math class to teach them the ins and outs of the market. The lessons started in January and will continue through the end of the semester. By then, he hopes his young investors have been introduced to the world of finance. His bottomline is for students to realize the opportunity the real stock market has for their future. “I want them to know something about it, so they won’t be afraid,” he said, acknowledging, “The stock market is pretty scary!”.

The game
How this fantasy stock market game works is a few students are teamed together and given $100,000 of make believe money to buy stocks. As a team they decide which stocks to buy and what to sell. They can put all of their money into one company or choose three or four, which is what most of them choose to do. Their investments are then tracked weekly.
Huling emphasizes research, such as company earnings reports, the company portfolio, and even talking to parents and relatives for their thoughts before deciding what to buy. He also wants them to consider buying habits and trends, the season or quarter, all things that might play into a bear or bull market. Every Friday, Huling reports on how each team’s investment did, noting the dollar winner of the week. On Feb. 6, Senior Bo Kaiser’s team won with Amazon and Apple stocks. “I like this because it’s like the real thing. I could do it in real life,” he said.

At the 6th grade, the team made up of Hunter Seitz, Thomas Rinear, Evan Edwards and Sean Maloney won for the week. They have Amazon and Sony stocks, but it was WWE (World Wrestling Entertainment, a global sports entertainment) that put them up, rising 11 percent in value in one week. A student noted it might be because WWE announced a new TV show. That’s the kind of thinking Huling wants to see.

Friday lesson underway

Using their digital devices, Huling reminds the sophomore, junior and senior students in the Econ class about company quarterly earnings reports that came out recently. “Hasbro (the toy maker) reported on Monday, what would you guess? Is it a thumbs up or down? “

A student responds “Up! “Yes, why?,” Huling asks. “Christmastime,” the student replies. “Yes, they had a blow out earnings report. We guessed that Mattel would not and they didn’t because Barbie didn’t do so good against the ‘Frozen ‘ladies. But Hasbro concentrates not on female stuff, but male toys and they had no trouble at Christmas. “

The stocks the students choose are usually ones they have heard of, i.e. Microsoft, Apple, Amazon, Nike, Disney, UnderArmour. (None of them chose local stocks, like Hillenbrand, Kroger or Proctor and Gamble.) Huling continues, “What about Amazon? It continued to go up. Oil? If you haven’t noticed, the price of oil went up and down, at $48 a barrel, and then $50, $51. You’d guess oil companies stayed about the same and they did. And Starbucks? It went up.”

More than math
It’s a cross-curriculum type of lesson. The Stock Market Game not only incorporates various math lessons, such as statistics and data analysis, but even language arts, social studies and history. On this Friday, Huling updated students about the infamous investor Bernie Madoff and his Ponzi scheme. Madoff was convicted of the largest financial fraud in U.S. history. Huling reported the SEC was fined, he said, and a trustee paid $355 million to cheated investors, which is half of the claims.

Students also learned about graphing and charts, and a bit of history, as he used Microsoft as an investment example. They started in 1986 (before these students were born) when the computer company had just formed. With a $2000 investment, you could buy 100 shares at $20 a share. “It was not that much money then so it was not unheard of. As an example, I bought a brand new car for $5000 in 1986. So it’s a nice little chunk of change, but not crazy.” The stock split in 1990, and those 200 shares were now at 400. He explained that stock splitting concept, and noted it split again in 1991, and in 1996, and several other times. Huling charted the numbers on the whiteboard, “You spent $2000 and you did not buy any more stocks. Now it’s worth $1, 245,600!”

Huling does the same type of lesson with the sixth graders. He talks about competition among companies, how Ebay would be Amazon’s competition, but a hospital would not be a competition for a grocery store.

Teacher Chad Pindell likes what this “game” does for his students, and puts practical math skills to use. ”It shows them there is a whole lot behind the scenes of a company and the stock market. And it forces them to go beyond the surface level and think of the world, not just Osgood, Indiana.” He overhears a team discussing selling a stock and buying another that performed well this week, and he reminds them to see if the stock they want to sell is making money before they unload it. As high school teacher Matt Inman says of the class, “It’s a nice break from the normal economic studies, and it’s something they can use later in life. And some of them are competitive. They like that element of it also.” Junior Matt Seals likes the class and the competition factor. “I like winning!” he said.

Whatever they get out of it—competition or economic principles--at the minimum these students walk away with an introduction to the world of finance and to possibly developing positive money habits for the future.

Pick up this week's edition of the Osgood Journal for the stories below and more local news. Subscribe by clicking the subscribe link or call 812-689-6364.

• State contest at Jac-Cen-Del Saturday (front page)
• Drug use causes HIV outbreak (front page)
• Meeting in Osgood about torch relay plans (page 3)
• Protecting Hoosier taxpayers and local revenue streams (page 4)
• School corporation cutting jobs, closing building: Regional Wrap-Up (page 8)
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