County Commissioners continued to consider county employee health
insurance options at the regular meeting on Monday, April 5.
The commissioners goal is to continue with the same benefits
currently provided without a large increase in premiums.
One option presented by Maverick Insurance is a partially self-funded
plan which would provide the same benefits of the current county
health insurance plan. This plan will require the implementation
of a non-reverting fund that would be used to pay for those
claims that exceed the prearranged dollar amount.
MainSource Insurance presented information on a fully funded
plan from Humana. In this proposal, those employees who only
visit a doctor a few times a year could have the option to choose
a policy with a higher deductible. As with the proposal from
Maverick Insurance, the Humana proposal will be similar to the
current employee health plan.
Apex Insurance, the current health insurance provider for the
county, returned to Anthem to request a new quote due to changes
in the number of employees covered. One recommendation included
a Health Reimbursement Arrangement fund which would keep deductibles
the same as well as including wellness programs.
The commissioners will take each proposal under consideration.
More information regarding self-funded programs through Humana
was requested. Each plans networks are similar and includes
doctors and hospitals from surrounding areas.
In other business, Dave Kinney and Terry Tibble TNT Paving presented
information on micro surfacing for minor repairs to the county
roads. According to Kinney, the process is similar to a chip
and seal currently used by the county, with the ability to drive
on the surface within an hour and lasts about seven years.
This is a new process in this area, according to Kinney. He
invited the commissioners to visit a work site in Scott County
to see the process first hand.
The motion to accept the quote of $2376 from Kramer Roofing
for repairs to the courthouse roof was unanimously approved.
Also approved, two tables for the recorders office at
a cost of $803 and polling places for the 2010 election.
All commissioners were in attendance. The next meeting will
be held on Monday, April 19 beginning at 7 a.m. at the Ripley
County Highway Garage in Osgood and reconvening at 8 a.m. at
the courthouse annex in Versailles.